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Visa and Intel ink partnership for m-Commerce

The partnership will pave the way for financial institutions to offer their customers mobile payments and financial services using innovative mobile devices and technologies.

Banktech India News Network, 2/28/2012 10:46:36 PM

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Visa and Intel have announced a strategic partnership under which the two will work together to develop mobile commerce solutions for consumers across the globe. At the ongoing Mobile World Congress in Barcelona, the two companies outlined plans to collaborate to ensure consumers enjoy a consistent, streamlined, secure mobile commerce experience across Intel Atom-based smartphones and tablets.

In the initial phase of the agreement, Visa has certified Intel's Smartphone Reference Device powered by the Intel Atom processor Z2460 for use with Visa payWave, its mobile payment technology that enables consumers to make fast and secure payments at retail locations by simply waving their mobile phone in front of a payment terminal. This will enable turn-key implementation for OEMs delivering NFC-enabled smartphones.

As part of the agreement, the Intel Smartphone Reference Device will host the Visa payWave payment application and feature NFC technology. Also, when used in combination with a Visa-compliant UICC, smartphones based on the Intel Smartphone Reference Device handset can be enabled to connect to Visa Inc.'s mobile provisioning service providing financial institutions and mobile operators the means to securely download Visa payment account information and the Visa payWave application "over the air" to a secure chip on an NFC-equipped smartphone. The connection to Visa's mobile provisioning service can be enabled by a Trusted Services Management platform, such as Giesecke & Devrient's (G&D) platform.

The agreement combines Visa's expertise in payment processing, account holder authentication and global network reach, with Intel's expertise and leadership in developing innovative technologies that serve as the foundation for the world's computing devices.

"Visa's agreement with Intel paves the way for financial institutions around the globe to offer their account holders mobile payments and financial services using innovative mobile devices and technologies designed by Intel," said John Partridge, President, Visa. "This is another example of how Visa is making mobile payments broadly available across devices and operating systems and is ensuring that mobile commerce applications are aligned with existing technology and security standards established by the global payments industry."

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